Jackson Car Accidents

A single car accident can derail your whole future. A broken leg or arm can put you out of work for months at a time, and medical bills may pile up much faster than you can pay them. You may have to rely on others for rides and home care, and you may need to purchase a whole new vehicle.

Jackson follows Mississippi's "pure" comparative fault accident, which could affect how your case is handled in court. You need an experience car accident attorney by your side to fight for your rights and get you the money you deserve. Do not let someone else's negligence cost you thousands and change your entire life. Call the Giddens Law Firm and start the fight for what is really yours.

Statute of Limitations

Most laws in Mississippi mandate that if a crime is committed, a compliant must be filed within a certain about of time. This is called the statute of limitations. If you are in a car accident and you decide to file charges, you must do so within an allotted time. If you do not, you will not be able to hold the other driver accountable.

Mississippi drivers are allowed three years to file their cases is court if they are suing for either personal injury or damage to a vehicle. The start date is considered the actual date of the accident, so if your accident happened on January 1, you would have three years from that date to file your claim.

This law, however, does not apply to any claims that you may file with an insurance agency. While it is in your best interest to file a claim with your insurance company immediately after the accident, you are not legally required to do so.

If you have questions about the statute of limitations on car accidents, be sure to contact an attorney at Giddens Law Firm. We can help you answer any questions you might have and walk you through the filing process.

Mississippi - A Fault State

When you are injured in a car accident, the person at fault is responsible for compensating the injured party, whether that means paying hospital bills or car repair mechanics.

A person injured in a car accident has one of three options:

  • File a claim with his or her personal insurance company, whoever that may be.
  • File a claim with the at-fault driver's insurance company.
  • File a personal injury lawsuit and take the other driver to civil court.

Comparative Fault

As previously mentioned, Mississippi follows a pure comparative fault law, which determines how fault is determined in an accident. In the event that your case makes it to a courtroom, a jury will decide who was at fault and how much money should be awarded to the other person. In court, the term for winnings is damages.

But what happens if the jury finds that both of you are to blame? This is where the pure comparative law comes into play. The jury will decide how much each party was at fault.

For example, let's say a speeding car hits a man on a motorcycle. The man bumps his head and has a head injury, but he was not wearing a helmet. The motorcycle rider sues the car driver, but the jury recognizes that had the motorcycle rider been wearing a helmet, the injury might not have been so severe. As such, they decide that a certain percent of the fault was the car driver's, and the other percent of the fault belongs to the motorcycle rider. This could be split 50/50 or it could be 60/40 or any other combination. It will be up to the jury to decide.

In this instance, the jury might decide on a 60/40 ruling, where the driver is 60% at fault. They decide to award you $10,000, but your 40% fault must be deducted from the total. You would instead receive $6,000 rather than $10,000.

Most car accident cases in Mississippi apply the pure comparative law to settlement cases as well those that play out in a courtroom. Whether you think you might settle out of court or take your case all the way to a jury, you need an experienced attorney by your side. Do not sit alone. An attorney from Giddens Law Firm will be proud to take on your case.

Car Insurance Requirements

Each state in the United States has different requirements for car insurance. Some require more while some have fewer restrictions.

When it comes to car insurance, all Jackson drivers must have:

  • $25,000 per person for any bodily injuries
  • $50,000 per accident for any bodily injuries if multiple persons are injured
  • $25,000 per accident for any property damage inflicted

It should be noted that drivers are not required to have any coverage for their own cars. If you do not have this and you cause an accident, then you will have to pay for the repairs to your own car.

Do not forget to carry proof of insurance. If you are pulled over and cannot provide proof, then you could be fined up to $1,000. If this happens multiple times, your license may be suspended. Speak to an attorney at Giddens Law Firm if you have questions about this.

There is one thing that all states agree on: it is illegal to drive without proper car insurance. If you have been in an accident with an uninsured driver, do not feel as if you have no power. You still deserve to be compensated and you deserve your day in court. Do not face this alone. Call us at the Giddens Law Firm. With us, you can sleep easy knowing your case is being handled by a skilled attorney.

Car accidents can be devastating, and if you are involved in one, the last thing on your mind might be the litigation process. Call an aggressive, experience lawyer at Giddens Law Firm and sleep easier knowing your lawsuit is in steady, capable hands, and you will get the money you deserve.